How to live on income Check out the 5 best investments

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Common goal among many investors, living off income is an achievable financial goal. With solid investments and strategies adapted to individual needs, the dream of having expenses covered by the results of investments can become a reality. In this article, you will explore the 5 best investment options to achieve a constant source of income. The recommendations were made by none other than Marília Fontes, Founding Partner and Analyst at Nord Investimentos , and offer valuable tips to help you build your portfolio. Next, discover how to build a solid financial foundation that meets your plans and aspirations. Good reading! summary Video: 5 safe investments Educa+ Income+ Real estate funds Dividend Stocks Stagger investments Video: 5 safe investments In the following video, Marília Fontes, founding partner of Nord Research and specialist in Fixed Income, offers a practical perspective on strategies that can guarantee constant income when applied to some specific investments.

Watch the video and check out: Educa+ OEduca+is a new Treasury Direct bond that offers a conversion period instead of maturity. By investing in this government bond, it is possible to obtain monthly flows for 5 years . The alternative can be particularly advantageous for those who plan to cell phone number list cover recurring expenses, such as academic training or their children's college education. Although the solution is aimed at objectives linked to education, it is available to people of all ages. It is possible to buy Educa+ titles by investing from R$30 and obtaining a return in 60 monthly installments. The amount will be adjusted for official inflation by the Broad National Consumer Price Index (IPCA) and a real interest rate (above inflation). RendA+ Just like Educa+, theRendA+It is also a Treasury Direct bond with a conversion period . Its difference is that it has monthly flows for a period of 20 years, an extended period ideal for those with goals such as supplementing their retirement.



The investment option has a profitability above inflation and guarantees a monthly flow, which is not common in fixed income investments. The IPCA+, for example, also has a profitability above inflation, but usually pays interest every six months. It is worth remembering that the prefixed bond pays a coupon — periodic interest — equivalent to 10% per year, while the IPCA pays 6% per year corrected by the IPCA. Therefore, these 2 titles can be good alternatives for those who want to obtain periodic income. Real estate funds By paying dividends monthly, real estate funds are another alternative for those who want to live off income. This monthly amount is still tax and income free , which represents a significant advantage compared to direct treasury bonds. Understand how it works: Direct treasury bonds: the tax is applied to periodic interest or upon maturity of the bond; Real estate funds: tax is only applied to capital gains when and if the investor sells their securities, but not to dividends.